In a technologically-driven world, cyber criminals have no shortage of potential targets to keep busy. With growing awareness and increasingly effective protections within large corporations, these criminals are zeroing in…
Like an actual umbrella in a sudden deluge of rain, an umbrella insurance policy can protect your association from unexpected costs associated with a claim or settlement. Umbrella coverage is…
When it comes to HOAs and insurance, the question isn’t “Does our HOA need insurance?” The real question should be “Which types of insurance does our HOA need?” There are…
What is insurance premium financing? Insurance premium financing has nothing to do with the insurance policy itself; rather, it is a way to finance the purchase of the insurance policy….
Umbrella insurance is designed to add another layer of protection for your family, and assets, in conjunction with your general auto or home insurance. Essentially, umbrella insurance is available to…
If you’re planning on raising a glass at your New Year’s festivities, you may want to purchase non-alcoholic beverages. If you are dead set on having alcohol, it may be…
Residential community management organizations, such as homeowners’ associations and condominium associations, are frequent victims of fraud and embezzlement. The volunteer nature of an HOA board also makes them a prone…
PUDs, or Planned Unit Developments, are becoming an increasingly popular homeownership option for many people. In a PUD, residents own not only their unit, but also the land on which…