With COVID-19 firmly upon us and state legislators across the country implementing their plans for reopening, many community nonprofit leaders are wondering to what extent their commercial insurance policies will…
To minimize the adverse consequences of accidental loss, maintain continuity of the association, and assist members in protecting their most important asset – their homes, it is necessary to adopt…
Confusion often occurs when trying to differentiate between what is covered by personal policy and what is covered under the condominium’s HOA policy. When you purchase a condominium, you agree…
Todd and Sandy built a nice little cabin in the country – a cozy little retreat where they could relax and spend their retirement. One night, during a heavy thunderstorm,…
As summer heats up, so do outdoor grills! That’s why it’s especially important that community members take precautions when enjoying the benefits of outdoor grilling. Often seen as an enjoyable…
Did you know that the majority of playground injuries result from falls? Or that the top cause of playground fatalities occur because of strangulation or are the result of the…
While it is necessary and common practice for an association to hire outside contractors for services such as landscaping and pool maintenance, this brings potential exposure to third-party litigation resulting…
While mowing the association’s greenbelt, a rock flew up and damaged a nearby property owner’s bay window, breaking it and causing thousands of dollars in damage. The landscaper did not…
Many homeowner’s associations rely on volunteer work during the holiday season for numerous activities such as pumpkin patches to hanging Christmas lights. As a result, it is crucial for an…
When it comes time to renew their association’s insurance, it’s tempting for HOA boards to seek out and jump on the lowest price quoted. But sometimes, when it comes to…