Severe winter weather, hurricanes, flooding, and hail are just a few storm types that can cause sudden system-wide power grid failure. Going without power even for a few days can…
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What is third party third-party liability, you might ask? Third party liability occurs when you become liable for the actions of another party. For example, let’s say a vendor’s worker…
Since most of us have spent the majority of this year in quarantine due to stay-at-home orders and remote working and learning, the lack of mass commuting has allowed the…
With COVID-19 firmly upon us and state legislators across the country implementing their plans for reopening, many community nonprofit leaders are wondering to what extent their commercial insurance policies will…
As summer heats up, so do outdoor grills! That’s why it’s especially important that community members take precautions when enjoying the benefits of outdoor grilling. Often seen as an enjoyable…
Did you know that the majority of playground injuries result from falls? Or that the top cause of playground fatalities occur because of strangulation or are the result of the…
While it is necessary and common practice for an association to hire outside contractors for services such as landscaping and pool maintenance, this brings potential exposure to third-party litigation resulting…
Many homeowner’s associations rely on volunteer work during the holiday season for numerous activities such as pumpkin patches to hanging Christmas lights. As a result, it is crucial for an…
