Every business has to abide by certain standards in order to maintain its value, and stay in business. These standards are often regulated through inspections, much like how restaurants are…
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As a board member, it’s important to understand the aspects that go into keeping your HOA afloat. Running an HOA requires being familiar with various concepts, from legal requirements to…
General liability coverage is necessary for homeowners’ associations to provide protection from liability exposure due to accident or injuries which may occur in common areas of the HOA. A general…
Hailstorms are unpredictable, uncontrollable, and can cause heavy damage to community association property, such as clubhouse roofs, community amenities, and condominium buildings. But, how much of a risk are hailstorms…
Chances are you like to protect your family and property. You want to be certain that you’re covered when unexpected circumstances occur. So, why wouldn’t you do the same for…
HOA board members are confronted with many different insurance terms that appear to have similar meanings. “Evidence of insurance” and “certificate of insurance” are just two examples. To help you…
What is third party third-party liability, you might ask? Third party liability occurs when you become liable for the actions of another party. For example, let’s say a vendor’s worker…
When you live in a home or a condo that is part of an HOA, you pay assessments for amenities and certain services for your community or building. These assessments…
Wouldn’t it be nice if insurance policies could be packed neatly in a box, including all the coverage you need, ready to ship to your front door? Unfortunately, selecting insurance…
Shopping for insurance is like shopping for clothes: if a product is advertised as one size fits all, it’s probably too good to be true. You want your insurance, and…
