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When reviewing how comprehensive your insurance coverage is, it’s wise to at least consider adding umbrella coverage. Essentially, an umbrella policy is a secondary form of insurance – it picks…

While your HOA may not be in the business of event planning and management, there are times when special events may occur on property and, when they do, it’s important…

In a technologically-driven world, cyber criminals have no shortage of potential targets to keep busy. With growing awareness and increasingly effective protections within large corporations, these criminals are zeroing in…

Like an actual umbrella in a sudden deluge of rain, an umbrella insurance policy can protect your association from unexpected costs associated with a claim or settlement. Umbrella coverage is…

When it comes to HOAs and insurance, the question isn’t “Does our HOA need insurance?” The real question should be “Which types of insurance does our HOA need?” There are…

A loss run is a document provided by your insurance company that provides details about all claims that have been made during your policy period. Loss runs are used to…

Here’s a frightening fact: every year in the United States, $50 billion is lost in workplace crime against small and medium-size businesses. One of the most common crimes committed? Scams!…

What is insurance premium financing? Insurance premium financing has nothing to do with the insurance policy itself; rather, it is a way to finance the purchase of the insurance policy….

Umbrella insurance is designed to add another layer of protection for your family, and assets, in conjunction with your general auto or home insurance. Essentially, umbrella insurance is available to…

If you’re planning on raising a glass at your New Year’s festivities, you may want to purchase non-alcoholic beverages. If you are dead set on having alcohol, it may be…