Some HOAs can carry insurance for years and years and never file a claim, which is why so many communities feel intimidated and unsure of how to work with their…
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As intense inclement weather – and the subsequent damage that comes with it – becomes increasingly common in many areas, it’s more important than ever to ensure that your HOA…
An HOA reserve study is a financial plan that helps communities prepare for long-term repair and replacement costs. If your reserve study is outdated, your HOA could face surprise expenses,…
In the midst of hurricane season, preparing for a storm is a priority for many associations whose properties may be affected by hurricanes. A building’s structural integrity alone doesn’t guarantee…
No matter how diligent an HOA board or its residents are in maintaining their properties, the fact is that accidents happen, homes deteriorate, and one way or another, repairs are…
Insurance, both personal and commercial, share a lot of similarities, but as board members it’s important that you understand the key differences so you can work with your agent to…
In recent years, the insurance landscape has shifted dramatically. At Blue Lime, we are particularly interested in how these changes have affected homeowner associations (HOAs)— who are facing an increasingly…
As wildfires become more frequent and severe in many parts of the country, Homeowners Associations (HOAs) must take proactive steps to safeguard their communities. The risks posed by wildfire events…
When it comes to protecting the community you reside in, obtaining association insurance is one of the most important and impactful things your association can do. Association insurance can be…
