Days before renewal that we start the quoting process.
Days before renewal that you have a quote for condos.

We don’t think its cool to give you a quote at the last minute. You should get a quote with time to discuss it. You may wonder why you can’t get a quote sooner than that. Typically, carriers will not issue quotes any further out as condo associations have many moving parts and they want to be aware of any risks that may exist prior to issuing the final quote.

Monthly Payments

We understand the logistics of condo association management.  Cash flow is typically a concern.  It doesn’t help when you have to pay a huge chunk of money out for your condo association insurance.  With Blue Lime you can choose to make monthly payments* allowing you more flexibility and better cash flow

*Monthly payments require an approved premium finance agreement. Payments include principal and interest. Not all clients may qualify. See agent for offer, details, and terms.

Certificates of Insurance Requests

Innovation and Insurance: We're Changing Everything!

Each mortgage company needs a certificate of insurance (COI) for the condo association’s insurance. Each year, one by one, condo owners or mortgage companies will get in touch with the manager to request a COI. The manager typically hands the request off to the insurance agent who is tasked with issuing the request. This back and forth can eat up a lot of time.

We have streamlined this process for everyone involved. Through our software, managers can easily create the certificate themselves or email us the request.

From that point forward our system will ensure the mortgage company automatically gets a copy of the updated certificate each year. Yes, you read that correctly. We stop the emails or phone calls before they are even made. Our process allows you to focus on the projects that matter, spending less time on administrative insurance mumbo jumbo.

Keeping you up at night

If there is one thing that should keep you up at night as a board member or manager of a condo association, it is accurate values for your buildings. Don’t risk it by listing an unsubstantiated number on the insurance application. We have many new clients shocked to learn how underinsured they were. Often, no one on the board seems to know where the valuation numbers came from.

We can provide you with nationally recognized building valuation estimates in an easy to read report that your board can review and use to determine insurable values.

View a Sample Report


A few things to consider:


  •  You want to make sure the values you are using are based on today’s costs.  Often, associations will use values listed on an insurance application 10 years ago that continually gets copied from year to year.  Costs rise.  Make sure your values keep pace.
  • Most commercial insurance policies contain a clause that severely penalizes you if you under insure your property. In the event of a covered claim the carrier may end up paying you far less than the amount needed to repair the damage. This is called a coinsurance penalty.

Condo Insurance, done right.

Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy for your specific policy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us through our online forms/applications and/or in communications with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this website does not constitute professional advice. If you have legal, tax or financial planning questions, you need to contact a qualified professional.